One complete program, a dedicated specialist, and every fee in writing before any work begins.
CREDIT RESTORATION
$1,000
Complete credit restoration with a dedicated specialist, from your first three-bureau audit to your final progress review.
Not ready to submit a ticket? Start with a free credit review
Services and fees are set out in a written contract, and you receive the Consumer Credit File Rights disclosure before you sign. You may cancel within 3 business days of signing at no cost. Results vary and are not guaranteed.
READY TO START
$1,000
Skip the consultation and start today. One flat fee for the complete program.
Also required: IdentityIQ Secure Max credit monitoring, about $30 a month, billed separately by IdentityIQ.
Your fee, services, and cancellation rights are set out in the written agreement. You may cancel within 3 business days of signing at no cost. Results vary and are not guaranteed.
We pull all three bureaus and compare every account, date, and balance. Anything inaccurate, outdated, or unverifiable gets challenged in writing.
Reported late dates, amounts, and payment history are checked against your records. Errors are disputed with the bureau and with the creditor that reported them.
We request validation from collectors and dispute accounts that are duplicated, re-aged, sold without notice, or can’t be verified.
Charged-off accounts must show accurate balances and dates. Mismatches between Equifax, Experian, and TransUnion are common and disputable.
Inquiries you didn’t authorize can be challenged. Legitimate inquiries stop counting after a year and drop off after two.
Wrong names, old addresses, or a mixed file can pull someone else’s accounts onto your report. We correct the source data first.
Most negative items must come off after seven years, and most bankruptcies after ten. Anything past its date gets disputed.
Accurate, current, and verifiable information can’t be removed by anyone, including us. You can also dispute errors directly with each bureau for free. Read your rights
No, and no one legally can. What we guarantee is the work: a full audit, accurate disputes, persistent follow-up, and a clear update every month.
Items that are inaccurate, incomplete, outdated, or that the reporting company can’t verify. Accurate, current, verifiable information stays on your report no matter who disputes it.
Credit bureaus generally have 30 days to investigate each dispute, and up to 45 in some cases. Most files need several rounds, so plan on a few months rather than a few days.
Yes. You have the right to dispute inaccurate information directly with each bureau at no cost. Clients hire us to save the time, paperwork, and follow-up.
Yes. You can cancel your contract for any reason within 3 business days of signing, at no cost.
Yes, separately. Funding has its own application on our Funding page. We are not a lender; lenders make every decision on approval, rates, and amounts.
Three short steps, about three minutes. The more you share, the better we can prepare for your call.
Funding has its own short application so we can match you with the right lending partners.
